Benefits of transacting with bank mega credit cards and their types
Few are also satisfied after the bank made transactions with mega credit cards. As one of indonesia’s private banks, bank mega also offers credit card facilities aimed at facilitating customers in shopping.
Credit cards themselves seem to have become one of the lifestyles of most Indonesians, considering that they can experience a number of benefits. You no longer need to wait for a monthly salary day when you are tempted to buy essentials. It is for this reason that many people are motivated to use credit cards for daily payment transactions.
For those who want to transact with a bank mega credit card, of course you should understand the terms of construction and how to use it. Simply put, having a credit card like this is the same as getting a loan where customers can pay bills every month later.
Each bank has different rules regarding the application for making a credit card, including Bank Mega. Therefore, in this review we will provide information about credit card (CC) services from Bank Mega. For those who want to make transactions with a bank mega credit card, let’s take a look at the entire discussion here first.
Benefits of transacting with bank mega credit cards
This method of making transactions on credit provides many benefits to its users. Bank Mega often offers special promos and discounts when shopping at partner merchants for customers using credit cards. For those who want to shop in the mall, you are sure to feel the benefits of this.
Moreover, the bank is also providing mega facilities in the form of CC Mobile, which facilitates customers to check transactions and bills. Some of the benefits you will get if you use a bank mega credit card are as follows:
- Mega Bill
Make it easier to pay regular bills every month such as monthly Internet/WiFi bills, electricity, water, TV cabale, BPJS, bills, etc. Monthly bill payments will be paid automatically via credit card, so it is certain that there will be no delay that leads to penalty. With this benefit, it is moretime-consuming and practical and even you will get points from mega rewards.
- Mega Reward Point
Transact with the Bank Mega Credit Card , then you are also entitled to get mega reward points. With this credit card you will get 1 point for every purchase worth IDR 25,000, the multiples are valid. Well, the points collected successfully can then be used to shop in Metro, Carrefour, Coffee Bean, Robbins, etc.
- Mega Top Up
Customers can also enjoy the benefits of the mega top-up facility of top-up pre-paid credit through auto debit. However, for those of you who want to enjoy this feature, you can first register via the call center 15 000 10 (PSTN) or 600 10 (HP). Fia, you will still get reward points if you transact with this feature.
Bank mega credit card options for a salary of three million
If you are interested in transacting with a Bank Mega Credit Card, first know which product is best suited and in line with your monthly salary. As an example, here are some types of CC Bank Mega suitable for customers with a salary of at least three million:
- Gold Card
The requirements to apply for a mega gold card must be at least 21 years of age and an income of at least $3 million per month. Mega Gold Card is ideal for those who want to use a credit card for the first time with a limit of up to Rs 2 million.
- Platinum Card
There is also a CC mega platinum card type with a limit of up to 10 million RP, but the condition is that you must have a minimum income of 5 million per month. Recommended for those of you who love shopping and travel.
- Travel Card
As the name suggests, this credit card is suitable for those who love to travel by plane, as you can enjoy various free facilities for up to 800 airport lounges in Indonesia and abroad.
Do you like shopping to Transmart or Carrefour? Having this one credit card is really mandatory because you will get a 10% discount and enjoy a variety of exciting promos from two supermarkets.
- Silver Card
In addition to the Mega Gold card, you can also opt for this type of credit card with non-attractive offers. Tour & travel packages, flight tickets, hotel promos and many more.
Select the appropriate credit card type
Making transactions with a bank mega credit card not only for styles but also for your needs make sure that you really use it. Also, you need to choose the type of credit card that is suitable for the ability to pay installments later as this payment system is like going into debt.
You can get a loan up to a certain limit depending on the type of CC selected. This means that you are obliged every month to pay the installments as per the terms along with the annual compulsory contribution. Often new users don’t pay attention to things like this, only as long as they use the CC.
Also, choose the type of credit card that suits your capacity and needs. For example, for those who want to use it for regular shopping every month, you can choose a gold mega card or a silver mega card with sufficient limits.
Tips for making transactions with safe bank mega credit cards
There is no one hundred percent guarantee that it is safe to transact with a credit card, as the security also depends on the user himself. For this reason, keep in mind the following key tips to be safe when making transactions using mega credit cards:
- Online shopping on trusted websites
Do not shop randomly online, especially if you are asked for personal data related to credit cards. Needless to say, if it turns out that the site does not have a high level of encryption/security, your credit card data may have been stolen by individuals.
- Do not make transactions using public WiFi
For security reasons, avoid transacting credit cards using public WiFi, and avoid free cards. Activities like this can be very dangerous and can be misused by hackers.
- Card numbers are not stored on mobile phones
Also, do not keep important information related to credit card data on your phone. Imagine you lost your phone? Then it doesn’t rule out the possibility that others who want to give you a favor will misuse it.
- Beware of fake emails
It’s not uncommon for CC users to get an email to provide information about a credit card. It is better to be more careful to distinguish between which emails are official and which are not. The CC numbers are confidential, especially passwords, both of which should not be communicated to other parties, including the Mega Bank.
Is it arranged to use or manufacture a credit card? In fact, more and more people have recently become interested in using credit cards because of the reason it facilitates payment. Regardless of the reason, make sure to choose the appropriate type of credit card, so that in the future you can carry out transactions comfortably, securely and seamlessly using bank mega credit cards.